5 Best Rewards Credit Cards to Maximize Your Savings

 5 Best Rewards Credit Cards to Maximize Your Savings

We all know that earning rewards with credit cards can save you tons of money, but choosing the right one that works best for your lifestyle and needs isn’t always easy. To help you find the best rewards credit cards, we’ve rounded up 5 of the most popular options on the market today, as well as their pros and cons to help you decide which one to choose. Read on to learn more about each one.

1) Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is one of the best rewards credit cards around. It has a great points system, no annual fee, and offers a 20,000 bonus when you spend $3,000 in the first 3 months. The card also has an outstanding 0% APR for 12 months on balance transfers made within 45 days of account opening.

2) Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is a great card for those looking for rewards that are easy to redeem. The card offers 50,000 bonus points after you spend $4,000 on purchases within the first three months of account opening. Those 50,000 points can be redeemed as a $500 cash back statement credit or they can be redeemed as flights and hotels with their travel program at 1.25 cents per point.

3) American Express Gold Card

American Express Gold Card is one of the best rewards credit cards in the marketplace. It offers 2x Membership Reward points on flights and hotels, 1x on all other purchases, and a variety of travel benefits. You can also get up to $100 back for Global Entry or TSA PreCheck fees. There's no annual fee for this card, so it's worth considering if you are looking for a new rewards credit card.

4) Citi Premier Card

The Citi Premier Card is an excellent choice if you are looking for a card with no annual fee and no foreign transaction fees. You'll also earn 3x points on travel and gas, 2x points at grocery stores, and 1x point on all other purchases. It's a good choice for those who use their credit cards for long-distance trips or big monthly purchases like groceries.

5) Bank of America Travel Rewards Credit Card

If you're looking for a card that earns points specifically for travel, the Bank of America Travel Rewards credit card is worth considering. You'll get 1.5 points per dollar spent on all purchases, with no limits or restrictions on how you spend your rewards. In addition, you'll get 25,000 bonus points if you sign up and spend $1,000 in the first 90 days of opening your account.